Concierge Estate Planning

Planning for Life

🔷 We’re With You—Now and When It Matters Most 🔷

You and I do not see things as they are. We see things as we are."– Anais Nin

At RJ Fichera Law, we meet with you peronally to thoroughly review your legacy plans, ensuring clarity and peace of mind. If—and when—it becomes necessary, we stand by your side, guiding you and your loved ones through the Probate process with experience, compassion, and precision.

Our Concierge Estate Plan is designed to provide ongoing support through all of life’s stages. We are committed to caring for you, your family, and your business, today and for generations to come.

✅ What Our Concierge Estate Plan Offers:

🔹 Preparation of Documents at a Flat Guaranteed Fee—no surprises.

🔹 Annual Plan Review with Unlimited Amendments to ensure your wishes are always current.

🔹 Ongoing Advocacy for you and your family throughout your lifetime—and for future generations—at a substantial discount.

🔹 Full-Service Online Access to all your estate planning documents.

🔹 Annual Review of Your Assets with continuous updates to keep everything aligned.

🔹 True Concierge Services tailored for you, your family, and your business.

💡 Fiduciary Guidance for Executors & Trustees

For those stepping into fiduciary roles, whether as Executor or Trustee, it’s critical to understand the legal responsibilities—and the potential liabilities.

We provide a clear, step-by-step roadmap to help you:

🔹 Secure and value estate assets
🔹 Settle debts and taxes
🔹 Distribute bequests
🔹 Administer trusts prudently
🔹 Close estates in accordance with state law

And most importantly, protect yourself from personal liability .

​Check out our Bucket List for the overall picture of what your needs are, and can help guide you through the process ahead.

Concierge Estate Planning Service.

🔹 Estate Planning: More Than Documents—It’s a Life Process.

Estate Planning can feel overwhelming, and understandably so. It requires time, thoughtful reflection, document collection, and important decision-making. Most people understandably avoid such tasks until absolutely necessary. But Estate Planning is more than paperwork—it is a comprehensive, personal process that touches nearly every part of your life.

At its core, Estate Planning is about you, your loved ones, and the future you want to shape. It’s a journey that begins with understanding your current situation and ends with a clear, legally sound plan that reflects your wishes for generations to come. It is not simply the drafting of wills or trusts—it is a full examination of your assets, your ownership structures, your values, and your intentions.

🔹 A Personal Inventory—Laying the Groundwork.

One of the first steps in this process is creating a complete inventory of your estate—and that of your spouse if applicable. This includes identifying and categorizing your assets and carefully examining how each is titled. Sometimes this means changing how property is held, whether it be through joint tenancy, a revocable trust, or business structures.

This inventory is not only about assets. It’s about aligning ownership and control with your overall planning goals. These decisions often involve emotional considerations, especially when family members, blended families, or charitable intentions are involved. Estate Planning, therefore, is as much personal and emotional as it is legal and financial.

🔹 Why We Emphasize a Holistic Strategy.

Given the complexity and emotional nature of Estate Planning, we believe that a Holistic Estate Planning Strategy is essential. This is not just a marketing phrase—it’s a guiding philosophy. Holistic Planning means that every piece of your financial life is considered in relation to every other piece. We look at the full picture: assets, family dynamics, taxes, retirement plans, business holdings, and even personal values.

A narrowly focused plan that overlooks these interconnections may be legally valid but practically flawed. It can create unintended consequences, legal conflicts, or financial inefficiencies down the road. A Holistic Strategy ensures that all moving parts work together in a coordinated and intelligent manner.

🔹 The Multidisciplinary Approach: Who’s on Your Team?

Holistic Planning is not a one-person job. It requires a coordinated team of professionals, each bringing specific expertise to the table. This may include:

• An Estate Planning Attorney to guide the legal structuring
• A Financial Planner to handle investments and retirement strategies
• A CPA to ensure tax efficiency and compliance
• And potentially other professionals—such as a Certified Valuation Analyst, Insurance Agent, or Business Advisor

Every client’s needs are different, so the team is built based on your unique circumstances. The goal is not to overwhelm but to surround you with competent, aligned professionals, each working toward your best outcome.

🔹 The Role of the Holistic Planner: Your Strategic Quarterback.

With so many professionals involved, coordination is key. That’s where the Holistic Planner plays a pivotal role—not just as a liaison, but as the quarterback of your Estate Planning Team. This planner is responsible for translating your goals and values into a strategic plan and making sure each team member executes their part cohesively.

The Holistic Planner develops what we call the “Estate Game Plan”—a roadmap that aligns your passions, resources, business interests, and long-term goals. More importantly, this planner builds a relationship with you, learns what truly matters in your life, and ensures the strategy reflects that.

🔹 Aligning Business, Personal, and Financial Goals.

In many cases, clients have both personal and business interests that must be carefully integrated. A successful plan will align these elements—not treat them separately. Whether it’s succession planning for a family business or coordinating retirement distributions with charitable giving, each part must support the other.

Too often, clients approach these areas in isolation—retirement here, estate planning there, taxes as a year-end afterthought. That disjointed approach can lead to conflicts, inconsistencies, or even legal irreconcilability. Holistic Planning replaces the patchwork with a unified design.

🔹 The Macro View: Seeing the Whole Picture.

We reject the fragmented, "micro" approach to Estate Planning. Instead, we take a macro view, recognizing that everything—your finances, your relationships, your business, your healthcare—is interconnected.

To isolate one element and plan around it without regard for the others is a mistake. For example, setting up a trust without examining your business structure or life insurance can create gaps in protection or tax liability. A well-designed plan sees the landscape, not just the landmarks.

🔹 Building a Lasting Relationship.

Holistic Planning is not transactional—it’s relational. Your planner becomes a long-term partner, a trusted advisor who helps with both day-to-day decisions and long-range strategy. You should feel relaxed and confident in the relationship, knowing that your planner:

• Understands your values and goals
• Acts in your best interests
• Coordinates with other professionals effectively
• Stays with you through life's changes

This kind of relationship is not just beneficial—it’s rewarding. You’ll have someone in your corner, ensuring your wealth serves you—not the other way around.

🔹 Concierge Estate Planning: A Unique, High-Touch Experience.

Our Concierge Estate Planning Service is built for clients who want more than a stack of documents. We do not offer a “one-size-fits-all” solution. Every plan is custom-designed, and every client receives personalized attention.

Clients are never lost in bureaucracy or paperwork. We limit the number of clients we serve so that each one receives the focus, time, and care they deserve. This is planning with a human touch—sensitive to family needs, future transitions, and evolving circumstances.

🔹 The Ultimate Benefit: Peace of Mind.

At the end of the day, the most significant benefit of Holistic Estate Planning is peace of mind. Knowing that your affairs are in order, that your loved ones are protected, and that your plan reflects your true wishes—this is a sense of comfort that no standard document set can provide.

It’s a calm certainty that your legacy is being preserved the right way—for the right reasons—with the right people at the helm.

Our Holistic Planning Process offers the following benefits and more:

• We clarify the actual status of your income, assets, and finances.
• We listen and determine your true financial purpose and stay focused on your financial responsibilities, values, and goals.
• We provide a professional and personal relationship that carries on into the future, and we are there for you when you need us.
• We can work with your Life Insurance Agent or assist you in finding a trustworthy source for Life Insurance and other Insurance needs, including Asset Protection, Business Liability Insurance, Long-term Healthcare, and Nursing Home coverage if necessary.
• We will help you optimize your Retirement and Pension Benefits.
• We will ensure that the distribution of your Estate at the time of your passing or incapacitation will fulfill your wishes and reduce the estate, gift, and GST taxes to the largest extent allowable by law,

This all takes a combination of personal exchange, time, trust, and results. Such a deep and enduring relationship between a Client and his or her Attorney and a Holistic Planner is not unique, and you may think it is impossible to create, but we can make this work for you.

Our Concierge Estate Plan Service is designed to be economically reasonable and for the long term.

Virtual Estate Planning Program.

🔹 The Most Advanced and User-Friendly Planning Technology Available Today.

Our VEPS platform is not a generic or outdated document generator. It represents the most advanced and intuitive estate planning technology currently available. Unlike online services that offer static forms, our system is:

• Regularly reviewed and updated each month to ensure full compliance with the latest changes in the law, regulatory developments, and best practices in estate planning;
• Designed to be accessible, secure, and easy to navigate for clients of all ages and experience levels;
• Built to empower clients by allowing them to complete the initial stages of their planning from the comfort of their home, at their own pace.

🔹 How VEPS Works: Empowering You While Saving Time and Money.

Using VEPS is straightforward and efficient. Clients begin by accessing our secure online platform and completing a guided questionnaire designed to collect essential information. These questions are:

• Clear and easy to understand, with built-in explanations to assist in decision-making;
• Designed to capture the key details required to generate the core documents for an estate plan;
• Accessible 24/7—clients can work at their own convenience and without pressure.

Should questions arise during this process, clients may speak directly with our office by telephone or schedule a consultation with one of our Associates for guidance through the questionnaire.

🔹 Beyond Templates: Personalized Review by Experienced Legal Counsel.

Unlike many inexpensive document services found online, every estate plan created through VEPS is personally reviewed and refined by a licensed, experienced estate planning attorney. This means:

• No generic, boilerplate forms;
• Every clause, designation, and provision is carefully examined and revised to reflect your unique circumstances and legal needs;
• The final product is a legally enforceable, fully customized estate plan, consistent with current law and your intentions.

This review process ensures that your estate plan has the depth and rigor required for real-world application and legal integrity.

🔹 Cost-Effective, Time-Saving, and Professionally Managed.

By using our VEPS platform, clients reduce the time and costs traditionally associated with estate planning, without sacrificing quality or legal precision. Benefits include:

• Reduced attorney hours for document intake and basic drafting tasks;
• Streamlined scheduling, allowing clients to begin planning at their own convenience;
• Ongoing support—before, during, and after the planning process—from a firm with decades of experience in sophisticated estate and financial planning.

Clients can move forward confidently, knowing they are working with a law firm that understands both the legal complexities and the personal sensitivities involved in estate planning.

🔹 Virtual Estate Planning System Planning—Without Compromise.

Our Virtual Estate Planning System allows you to take meaningful control of your planning process—without compromising on professionalism, legal protection, or personalization. With VEPS, you receive:

• A seamless blend of technology and legal expertise;
• A customized estate plan developed with your active participation;
• The reassurance of knowing your plan has been crafted and approved by a seasoned attorney, not a software algorithm.

This is not just a digital form service—it is estate planning reimagined for modern professionals and families who value efficiency, clarity, and trusted legal counsel.

For more information, review our Client Log-In Page , or please click here to REGISTER and complete the simple QUESTIONNAIRE – and review the various ways that we can assist you and your family with your Estate Planning.

Isn't it time to just take care of this? Get started today... For Free!  

Long-Term Wealth Management.

🔹 Legacy Planning: More Than Documents—It’s About What You Leave Behind.

At the heart of our practice is a simple but powerful truth: Estate Planning is about legacy. It is not just about distributing assets or minimizing taxes. It’s about what you leave behind—your values, your vision, and the financial security of those you love.

To support that deeper mission, we have created a unique and ongoing service model for our clients: the Concierge Long-Term Wealth Management Service. Every client enrolled in our planning process becomes part of this high-touch, client-centered program—designed not only to build an estate plan but to preserve and protect it for life, and beyond.

🔹 Transparent, Flat-Fee Pricing With Guaranteed Services.

We believe clarity begins with how we charge for our services. That’s why we use a flat, fixed-fee structure for all Estate Planning services. These fees are:

• Fully disclosed and agreed upon in advance, so there are no surprises;
• Based on the level of planning you select—giving you full control over scope and cost;
• Guaranteed in writing, with a commitment to deliver services promptly and to your complete satisfaction.

This pricing structure allows clients to focus on their planning goals rather than watching the clock or worrying about hourly billing.

🔹 Organizing and Maintaining Your Financial Foundation.

An estate plan is only as effective as the financial structure that supports it. As part of our Concierge Service, we work with you to ensure that your financial house is in order, now and into the future. This includes:

• Reviewing and correcting asset titling to align with your estate plan;
• Ensuring beneficiary designations are current and consistent with your wishes;
• Coordinating with financial institutions, retirement plans, and investment accounts to ensure proper alignment.

Proper structure prevents unintended consequences—and ensures that the estate plan you create functions as intended.

🔹 A 360° Planning Approach: Supporting Life Decisions.

Our services extend beyond documents. We provide guidance and insight into many of life’s most important financial decisions. Through the Concierge Long-Term Wealth Management Service, we assist you with:

• Asset and investment coordination
• Budgeting and banking decisions
• Business succession and continuity planning
• Family financial strategy and education
• Retirement and long-term care planning

This service ensures that you are never alone in your planning journey. We act as an advocate in your corner—24 hours a day, 7 days a week, ready to respond when life demands action or reassessment.

🔹 Ongoing Oversight to Keep Your Plan Alive.

Unlike firms that treat Estate Planning as a one-time transaction, we stay involved. After your documents are signed, we remain committed to ensuring your plan continues to work. This means:

• Monitoring the effectiveness of your plan over time;
• Ensuring asset transfers and titling remain current;
• Being available to your family if and when the plan must be implemented;
• Offering continued support through life transitions or after your passing.

We are not simply document preparers—we are stewards of your legacy, and our role does not end at execution.

🔹 Annual Reviews Through Our Family Wealth VIP Membership.

To support a truly lasting relationship, we offer all clients complimentary annual reviews through our Family Wealth VIP Membership Program. These annual reviews allow us to:

• Update your plan based on life changes, such as marriage, divorce, new family members, retirement, or business transitions;
• Respond to changes in estate tax law, healthcare regulations, or other relevant legal developments;
• Ensure that your plan evolves alongside your life and maintains its legal and financial integrity.

This ongoing relationship strengthens our connection and ensures that your plan remains relevant, protective, and fully aligned with your objectives—year after year.

🔹 Built for Legacy. Designed for Life.

At the core of everything we do is a commitment to protecting what matters most—your legacy, your family, and your peace of mind. With our Concierge Long-Term Wealth Management Service, you have more than a lawyer—you have a planning partner who is committed to you and your family across every stage of life.

This is Estate Planning that lives, adapts, and endures.

Please review our Concierge Estate Planning Service under Legal Plans or Click here for information on Pricing.

For more information, review our Client Log-In Page , or plea se click here to REGISTER and complete the simple QUESTIONNAIRE   and review the various ways that we can assist you and your family with your Estate Planning.

Isn't it time to take care of this? Get started today - For Free!